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Artesa STANDARD Term Deposit

A term deposit with a broad deposit period offer, an above-standard interest rate, and 100% insurance on deposits including interest – at Artesa we consider all of this STANDARD.

Artesa STANDARD Term Deposit advantages

  • Fixed interest rate – certain and pre-known returns for the entire duration of the deposit
  • Option of setting up automatic deposit restoration (revolving)
  • 100 % insurance on deposits, including interest, up to EUR 100,000
  • Option of opening a random number of term deposits

Basic Parameters

  • Deposit closed for a fixed duration
  • Minimum deposit only CZK 20,000
  • Interest return is posted together with the deposit to your current account by the end date of the deposit period
  • Deposits can only be increased on the date of automatic restoration of the deposit

Interest Rates

Splatnost
(měsíce)
Minimální zůstatek v CZK / Úroková sazba (p. a.)
od 20 000 CZK
1 0,05 %
3 0,25 %
6 0,55 %
12 0,90 %
24 1,40 %
36 1,80 %
48 1,90 %
60 2,00 %
Splatnost
(měsíce)
Minimální zůstatek v EUR / Úroková sazba (p. a.)
od 1 000 EUR
12 0,90 %
24 1,40 %
36 1,80 %
48 1,90 %
60 2,00 %

Conditions for establishment of term deposit

  • Two identification documents
  • Self-employed individual – trade licence
  • Legal entity – statement from the Commercial Register
  • Minimum deposit CZK 20,000

The deposit, including earned interest, is 100 % insured in accordance with the banking act up to EUR 100,000.