English
Velikost písma:  A A A
 

Artesa STANDARD Term Deposit

A term deposit is a secure way to deposit available funds in a one-time instrument, allowing advantageous interest rates compared to a current account. 

Advantages of the Artesa STANDARD Deposit

  • Certain yield known in advance
  • Automatic deposit renewal (upon agreement)
  • Can be set up online via Internet banking

Basic Parameters

  • A one-time deposit concluded for a fixed period
  • Minimum amount deposited in a deposit account is CZK 20,000 or EUR 1,000
  • Interest accrued is posted as at the end of the deposit period
  • The deposit can be increased or withdrawn (in part or in full) only on the maturity date
  • The appreciation of the deposit ends on the maturity date and the deposit, including any interest accrued, is paid out to the client’s current account or it can be used for deposit renewal

Interest Rates

Splatnost
(měsíce)
Minimální zůstatek v CZK / Úroková sazba (p. a.)
od 20 000 CZK
1 0,40 %
3 0,60 %
6 0,90 %
12 2,10 %
24 2,60 %
36 3,00 %
48 3,10 %
60 3,20 %
Splatnost
(měsíce)
Minimální zůstatek v EUR / Úroková sazba (p. a.)
od 1 000 EUR
12 1,90 %
24 2,40 %
36 2,80 %
48 2,90 %
60 3,00 %

Conditions for its provision

  • Two identification documents 
  • Increasing of the membership deposit according to the rule 1:10 

The deposit including interest income is 100% insured pursuant to the Act on Banks, up to EUR 100,000.