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Payments abroad

Incoming and outgoing payments abroad in foreign currencies and CZK, including also payments in foreign currency to other banks in the Czech Republic. 

Advantages for you

  • Fast processing of payment orders
  • Electronic payments or pay in person
  • Individual daily exchange rates for payment operations

Required information for Payment Orders abroad

  • Transfer amount
  • Transfer currency
  • Due date
  • Payee’s account number and address
  • Beneficiary’s account number, or unique identifier of the beneficiary’s account IBAN and beneficiary’s address
  • Unique identifier of the beneficiary’s bank (BIC of the Beneficiary’s bank, SWIFT address) and Beneficiary’s bank address
  • Payment reason (information for the beneficiary)
  • Type of transfer charge, i.e. which party will pay the charges (OUR, BEN or SHA)
  • Client authorisation

Optional information for Payment Orders abroad

  • Place and date of issue
  • Payee’s reference
  • Other instructions

Charges for payments abroad

  • SHA – The Payee pays the bank charges of his/her bank. The Beneficiary pays bank charges of his/her bank and any other potential charges of intermediary banks.
  • OUR – The Payee pays all charges, i.e. charges of his/her bank, the charges of the Beneficiary’s bank and any other potential charges of intermediary banks.
  • BEN – The Beneficiary pays all charges, i.e. charges of his/her bank, the charges of the Payee’s bank, and any other potential charges of intermediary banks.

Another type of payment abroad is known as Euro Payment and refers to transfers made pursuant to Directive 2560/2001 of the European Parliament and the European Council regarding transnational payments in EUR up to EUR 50,000 within the EEA with valid, and correctly input bank details (BIC), IBAN beneficiary’s account number, SHA charges and no special processing requirements.

Charges

For current charges, see the list of tariffs