Artesa STANDARD Term Deposit

A term deposit with a broad deposit period offer, an above-standard interest rate, and 100% insurance on deposits including interest – at Artesa we consider all of this STANDARD.

Artesa STANDARD Term Deposit advantages

  • Fixed interest rate – certain and pre-known returns for the entire duration of the deposit
  • Option of setting up automatic deposit restoration (revolving)
  • 100 % insurance on deposits, including interest, up to EUR 100,000
  • Option of opening a random number of term deposits

Basic Parameters

  • Deposit closed for a fixed duration
  • Minimum deposit only CZK 20,000
  • Interest return is posted together with the deposit to your current account by the end date of the deposit period
  • Deposits can only be increased on the date of automatic restoration of the deposit

Interest Rates

Term
(month)
Minimum Balance in CZK / Interest Rate (p. a.)
20.000 až 99.999 do 499.999 do 999.999 do 1 999.999 2.000.000 a více
1 0,10 % 0,10 % 0,10 % 0,10 % 0,10 %
3 0,30 % 0,30 % 0,30 % 0,30 % 0,30 %
6 0,60 % 0,60 % 0,60 % 0,60 % 0,60 %
12 1,20 % 1,20 % 1,20 % 1,20 % 1,20 %
24 1,70 % 1,70 % 1,70 % 1,70 % 1,70 %
36 2,10 % 2,10 % 2,10 % 2,10 % 2,10 %
48 2,20 % 2,20 % 2,20 % 2,20 % 2,20 %
60 2,30 % 2,30 % 2,30 % 2,30 % 2,30 %
Splatnost
(měsíce)
Minimální zůstatek v EUR / Úroková sazba (p. a.)
od 1 000 EUR
12 1,60 %
24 2,10 %
36 2,50 %
48 2,60 %
60 2,70 %
Term 
(month)
Minimum Balance in EUR / Interest Rate (p. a.)
1,000 or greater
12 1,60 %
24 2,10 %
36 2,50 %
48 2,60 %
60 2,70 %

Conditions for establishment of term deposit

  • Two identification documents
  • Self-employed individual – trade licence
  • Legal entity – statement from the Commercial Register
  • Minimum deposit CZK 20,000

The deposit, including earned interest, is 100 % insured in accordance with the banking act up to EUR 100,000.