Legal acts of Artesa, spořitelní družstvo („Credit union“) are subject to the following limitations:
1. The Credit union’s advertisements are made for information purposes only and are not offers to ester into an agreement.
2. The Credit union reserves the right to not enter into an agreement, regardless of the stage of negotiations, in particular if necessary internal approvals are not obtained within the Credit union.
3. Unless the Credit union has stipulated or agreed otherwise, the Credit union legally acts solely in writing and is not bound by acts made in a different form.
4. The Credit union excludes the possibility of an offer to enter into an agreement being accepted with a supplement or variation and a response to an offer containing a supplement or variation will therefore not be considered an acceptance of the offer.

The Credit union gives information and advice solely on the basis of resources available to the Credit union on the date of giving the relevant information or advice and does not assume any liability for the information or advice given being affected by circumstances that the Credit union could not have known even when acting with professional care or that occured after the giving of the information or advice.